Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.
We’re looking for a talented candidate who understands personal lines property & casualty insurance in Europe. In this role you'll be leading in defining and implementing a winning underwriting strategy for Lemonade in Europe.You know where to focus when managing risk and exposure and are comfortable balancing risk with building a delightful customer experience. If you’re analytically minded, hands-on, and an ambitious self-starter, this one’s for you! You’ll be a central member of our Insurance team in Europe and work closely together with ourCustomer Experience, Claims, and Product teams. We’ll look to you to own and enhance our European underwriting strategy and bring forward measures to improve the quality and performance of our book.
7+ years of underwriting experience in personal lines property, liability, or car insurance
Deep knowledge of risk management, underwriting guidelines, policy documents and compliance-related matters
Track record of managing a profitable, growing book of business
Experience working collaboratively across teams
Data-driven and tech savvy, with plenty of independence, drive, and optimism
You’re an all-around team player who learns fast, is eager to solve problems, and loves getting shit done!
Define and execute a data-driven underwriting strategy, ensuring underwriting guidelines are in place
Think risk for new and existing products
Bring forward solutions to optimise portfolio performance and exposure
Monitor Cat events in Europe and ensure proper action is taken
Optimise policy wording in cooperation with the insurance product team
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.