All Positions > Insurance > Underwriting Manager

Underwriting Manager

Amsterdam, Netherlands | Insurance | Full-time
Not your everyday company

Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

Awarded ‘best workplace’
Awarded ‘best workplace’
Best Workplace and Best-Led Company by Inc. Magazine
“World Changing” by Fast Company
“World Changing” by Fast Company
Recognized as a World Changing Idea by Fast Company Magazine
Ranked #1 Home insurance in America
Ranked #1 Home insurance in America
Won best renters and homeowners insurance in America by US News, and others
Best Pet Insurance in America
Best Pet Insurance in America
Rated “Best Overall Pet Insurance” by Better Homes & Gardens
Rated 4.9 ⭐ on the App Store
Rated 4.9 ⭐ on the App Store
Among the highest rated apps of all time
What you’re applying for

We’re looking for a talented candidate who understands personal lines property & casualty insurance in Europe. In this role you'll be leading in defining and implementing a winning underwriting strategy for Lemonade in Europe.You know where to focus when managing risk and exposure and are comfortable balancing risk with building a delightful customer experience. If you’re analytically minded, hands-on, and an ambitious self-starter, this one’s for you! You’ll be a central member of our Insurance team in Europe and work closely together with ourCustomer Experience, Claims, and Product teams. We’ll look to you to own and enhance our European underwriting strategy and bring forward measures to improve the quality and performance of our book.

What you’ll need

  • 7+ years of underwriting experience in personal lines property, liability, or car insurance

  • Deep knowledge of risk management, underwriting guidelines, policy documents and compliance-related matters

  • Track record of managing a profitable, growing book of business

  • Experience working collaboratively across teams

  • Data-driven and tech savvy, with plenty of independence, drive, and optimism

  • You’re an all-around team player who learns fast, is eager to solve problems, and loves getting shit done!

What you’ll do

  • Define and execute a data-driven underwriting strategy, ensuring underwriting guidelines are in place

  • Think risk for new and existing products

  • Bring forward solutions to optimise portfolio performance and exposure

  • Monitor Cat events in Europe and ensure proper action is taken

  • Optimise policy wording in cooperation with the insurance product team

Things to know…

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.