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Senior Actuarial Associate, Pet

New York, NY | Insurance | Full-time

We’re looking for a  senior-level actuarial associate with a twin passion for data and pets.
In this role, you’ll be managing rate levels, building advanced pricing tools, and bringing actuarial discipline to all kinds of questions pertaining to Lemonade Pet—from distribution to underwriting, claims, and everything in between.  You’ll also leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing. 

Do you live outside a commutable range of NYC, but still think you're a perfect match for this role? If so, please don't hesitate to apply.


  • Become an owner and expert on our pet insurance state rating plans and rate indications
  • Contribute to predictive modeling projects while working closely with Data Science
  • Craft rate filing support for new machine learning models
  • Identify areas for pricing and underwriting action based on ongoing monitoring of results
  • Build a knowledge base of competitor rating strategies and the overall competitive landscape
  • Further your own actuarial education through CAS or SOA exams and industry research while applying those learnings on the job   


  • 3 years of P&C or health actuarial experience; near ACAS/ASA or greater preferred
  • Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related degree
  • General knowledge of data science programming languages such as R or Python (preferred), and proficiency in database query tools such as SQL
  • Broad understanding of predictive modeling concepts, including supervised and unsupervised machine-learning approaches such as
  • GLMs, decision trees, gradient boosting machines, random forests, clustering, etc.
  • Sensitivity to model transparency/ethics
  • Prior pet insurance experience is a definite plus
  • Ability to work in an office environment
About Lemonade

Lemonade is a licensed insurance carrier offering renters, homeowners, car, pet, and life insurance in the United States, contents and liability insurance in Germany and the Netherlands, and renters insurance in France. We’re powered by artificial intelligence and behavioral economics, and driven by social good.

A Certified B-Corp, Lemonade donates unused premiums to nonprofits selected by its community as part of our annual Giveback program. We incorporate our values into everything we do—from our business model to our office culture.

Things to know…

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

As a certified B-corp, Lemonade is committed to pursuing social and environmental efforts. We do this in a variety of ways, from providing sponsored opportunities for our employees to give back to their community, to partnerships with organizations that enable our team to autonomously contribute their time to causes they care about.