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Director of Risk, Reserving, & Reinsurance

Soho, New York | Underwriting | Full-time

We are looking for an analytically minded, hands-on self-starter who can lead part of our actuarial function. You’ll be responsible for building a world-class actuarial team across the globe, attracting and recruiting and taking advantage of Lemonade’s data advantages to build a profitable, successful company.  

You’ll be responsible for understanding product performance and setting reserves across all products and geographies.  You’ll create tools and processes to identify and quantify insurance risk, with a focus on concentration and catastrophe management. And you’ll take that fundamental understanding of our performance and risk to develop and manage our reinsurance program, identifying strategies and alternatives to protect the company.

The ideal candidate for this role is tech-savvy, independent, driven, and optimistic—an independent thinker who is excited about changing the status quo, and wants to use their actuarial expertise and judgment to improve reserving, risk management, and reinsurance. 

Requirements
  • 7+ years of P&C actuarial experience; ACAS equivalent, or greater
  • College degree
  • Personal lines and homeowners experience strongly preferred
  • Analytical, with a strong ability to identify trends, communicate results, and take action
  • Comfortable with and adaptable to new technologies
  • Comfortable with a fast-paced, flexible environment
  • Comfortable with  presenting to internal stakeholders
  • All-around team player who is a self-motivated problem solver
  • Experience with growing and managing a team
  • You love getting shit done!
About Lemonade

Lemonade is a licensed insurance carrier offering renters, homeowners, and pet health insurance in the United States, and contents and liability insurance in Germany and the Netherlands. We’re powered by artificial intelligence and behavioral economics, and driven by social good.

A Certified B-Corp, Lemonade donates unused premiums to nonprofits selected by its community as part of our annual Giveback program. We incorporate our values into everything we do—from our business model to our office culture.